• Call us today at 888-927-2739 to learn how much you can save!

Welcome toAPEX PAYMENT SYSTEM

We make payment processing simple, affordable, and efficient. Based in Sacramento, we provide businesses of all sizes with cutting-edge solutions that not only reduce costs but also improve day-to-day operations. Whether you run a retail store, nail salon, restaurant, service business, or online shop, we have the right payment technology for you.

What We Do

We provide secure, fast, and reliable payment solutions designed to support businesses of all sizes.

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Complete Payment Processing

In-store, online, mobile, and invoicing with EMV and contactless (Apple Pay, Google Pay).

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Cash Discount & Dual Pricing Programs

Structured to align with card-brand rules and compliant signagehelping merchants save up to 100% of processing fees.

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Advanced POS Solutions

Industry-specific POS hardware and software (restaurant, retail, grocery, salon, service, and more).

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E-Commerce & Online Payments

Secure checkout, recurring billing, virtual terminal, and invoicing.

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Monthly Credit Card Volume

$10,000
$0 $25,000 $50,000 $75,000 $150,000

Potential Savings with Apex Payment System

Our advanced payment solutions are designed to eliminate hidden charges and boost your bottom line.

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  • Potential Savings
  • Increase Your Revenue
  • No More Processing Fees
  • Monthly Savings
  • Annual Savings

* businesses often see significant annual savings through lower processing costs,

What We Offer

Services

Learn about the different services we offer to save you money.

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Products

Find the right equipment to maximize your business operations.

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Application

Let’s get started.

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FAQ’s

Common questions and answers about our services and products.

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Why Merchants Choose Us

  • Real Savings: Keep more of every transaction with compliant Cash Discount/Dual Pricing options.
  • Compliance-First: We design programs to align with card-brand rules and signage requirements.
  • Technology That Fits: No one POS fits all—our team pairs you with solutions that match how you operate.
  • Hands-On Support: From setup to training to ongoing optimization, we’re here for the long haul.
  • Transparent Pricing: Clear programs, no surprises.
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Steps

Connect with our APEX team to learn about our products, request a demo, quote, and cost comparison analysis, decide which solution fits your business, and begin the process to start maximizing your business opportunities.

Step

Application

Fill out application to begin process.

Step

Boarding Form

Documentation including ID and banking information.

Step

Finalized Application

Merchant reviews final application to be submitted for review.

Step

Approval

Underwriters review application for completion and accuracy (quick turn-a-round time of 24 hours).

Step

Deploy

Agent deploys and set up terminal(s) at location.

Step

Training

Agent trains merchant/employees on use of terminal(s).

Let's Get StartedFill out your Application Now

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—Contact Us

Tech Support
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We Are CommittedMission Statement

At Apex Payment System, our mission is to help businesses keep more of every sale by delivering compliant Cash Discount and Dual Pricing programs, transparent processing, and modern POS technology tailored to each industry. Through expert guidance and direct partnerships (Clover, Blogic Systems, NRS Plus), we streamline operations, reduce fees—often up to 100%, and support growth with honest, data-driven service.

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About Us

Apex Payment System is a Sacramento-based merchant services provider helping businesses accept payments smarter—and keep more of every sale. With over a decade in the payments industry and deep operational know-how, we’re the sister company of Apex ATM (est. 2003), bringing the same reliability and service mindset to full-stack payment processing and point-of-sale solutions.

We started by supporting local businesses with dependable cash access through Apex ATM. As our merchants grew, so did their needs. Apex Payment System was created to deliver modern card processing, e-commerce, and POS technology—backed by consultative setup, transparent pricing, and responsive support.